Dewi Mayangsari, Risna (2023) PENGARUH LITERASI KEUANGAN, SIKAP KEUANGAN DAN PENGETAHUAN LAPORAN KEUANGAN TERHADAP PERILAKU PENGELOLAAN KEUANGAN UMKM DI KABUPATEN PONOROGO. Skripsi (S1) thesis, Universitas Muhammadiyah Ponorogo.
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Abstract
ABSTRACT This research aims to determine the impact of financial literacy, financial attitudes, and knowledge of financial reports on the behavior of MSME financial management in Ponorogoe Regency. Population in. In this study, 38,387 were in Ponorogo Regency 2020 which consisted of 21 sub-districts. Determination of the sample using the slovin formula with fertilization technique. The sample uses proportional stratified random sampling. The number of samples in this study were 100 MSMEs in Ponorogo Regency. This research includes the type of quantitative research with primary data derived from distributing questionnaires. All data collected in this study were analyzed using the multiple linear regression analysis model with the SPSS program. The stages in this research include descriptive statistical analysis, data quality test, reliability test, classical assumption test, multiple linear regression analysis and hypothesis testing. The first hypothesis shows that financial literacy has no positive and significant effect on financial management behavior in Ponorogoh Regency. The second hypothesis shows that financial attitudes have a positive and significant effect on the financial management behavior of MSMEs in Ponorogo Regency. The third hypothesis shows that insight into financial reports has a positive effect. and not significant to the financial management behavior of UMK.M in Ponorogo Regency. The coefficient of determination produced in this study is 0.725. This shows that 72.5% of the language of financial management is influenced by the variables of financial literature, financial attitudes, and knowledge of financial reports. While the remaining 27.5% is influenced by other factors. which is not. investigated in this research. Keywords: Financial Literacy, financial Attitude, Knowledge of Financial Statements and MSME Financial Management Behavior. ABSTRAK Penyelitian ini bertujuan untuk mengetahui dampak literasi keuangan, sikap keuangan, dan pengetahuan laporan keuangan padah perilaku pengelolaan keuangan UMKM di Kabupaten Ponorogoe. Populasi dalam. penelitian ini adalah 38.387 yang berada di Kabupaten Ponorogo 2020 yang terdiri dari 21 kecamatan. Penentuan sampel menggunakan rumus slovin dengan tehnik pembuatan sampel menggunakan proporsional stratified random sampling. Jumlah sampel dalam penelitian inie adalah 100 UMKM yang berada di Kabupaten Ponorogo. Penelitian ini termasuk jenis penelitian kuantitatief dengan data prermer yang berasal dari penyebaran kuesioner. Seluruh data yang telah dikumpulkan dalam penelitian ini dianalisis menggunakan model analisis regresi linier bergannda dengan program SPSS,. Tahapan dalam pienelitian ini melipueti analisis statistik deskriptif, uji kualitas data, uji relialbilitas, uji asumsie klasik, analisis regresih liniear berganda dan uji hipotesise. Hipotesis pertama menunjukkan bahwa literasi keuangan tidak berpengaruh positif dan terhadap perilaku pengelolaan keuangan di kKabupaten Ponorogoh. Hipotesis kedua menunjukkan bahwa sikap Keuanganberpengaruh poesitif dan signifikan terhadap perilaku pengelolaan keuangan UMKM di Kabupaten Ponorogo.. Hipotesis ketigaa menunjukan bahwa wawasan laporan keuanggan berpengarueh positif. dan tidak signifikan terhadap perilaku pengelolaan keuangan UMK.M di Kabupaten Ponorogo. Nilaii koefisien determinasi yang dihasilkan dalam.penelitian ini yaitu sebesar 0,725. Hal tersebut menunjuhkkan bahhwa 72,5% bahwa pengelolaann keuangan di penggaruhi oleh variabel literatur keuangan,sikap keuangan , dan pengetahuaan lapooran keuangan. Sedangkan sisahnya 27,5% dipengaruhi oleh faktorr lain yang tidak diteliti dalam penelitian inii. Kata Kunci: Literasi Keuangan, Sikap keuangan, Pengetahuan Laporan Keuangan dan Perilaku Pengelolaan Keuangan UMKM.
| Item Type: | Thesis (Skripsi (S1)) |
|---|---|
| Uncontrolled Keywords: | Kata Kunci: Literasi Keuangan, Sikap Keuangan, Pengetahuan Laporan Keuangan dan Perilaku Pengelolaan Keuangan UMKM |
| Subjects: | H Social Sciences > HB Economic Theory H Social Sciences > HG Finance |
| Divisions: | Faculty of Economic |
| Depositing User: | fe . userfe |
| Date Deposited: | 21 Aug 2023 08:28 |
| Last Modified: | 21 Aug 2023 08:28 |
| URI: | http://eprints.umpo.ac.id/id/eprint/11994 |
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