LITERASI KEUANGAN SEBAGAI VARIABEL MEDIASI PENGARUH DEMOGRAFI DAN SIKAP KEUANGAN TERHADAP PERILAKU KEUANGAN

This study aims to find out the role of Financial Attitudes, Gender, and Pocket Money Against Financial Behavior. The method used in this study is a quantitative method. The data from this study was obtained throught the spread of questionnaires using googleform and was analyzed using SPSS 26 software applications. The population in this study was a University of Muhammadiyah Ponorogo. The sample in this study used 99 respondents. The results of this study indicate that : (1) There is a significant effect between the Financial Attitude variable on the Financial Literacy variable. (2) There is no influence between Gender variables on the Financial Literacy variable. (3) There is no influence between the Pocket Money variable to the Financial Literacy variable. (4) There is a significant effect between Financial Literacy variable on the Financial Behavior variables. (5) There is a significant influence between the Financial Attitude variable on the Financial Behavior variable through the Financial Literacy as a intervening variable. (6) There is no influence between Gender variables on Financial Behavior variable through Financial Literacy as a intervening variable. (7) There is no influence between the Pocket Money variable to Financial Behavior through Financial Literacy as a intervening variable.