Pengaruh Sikap Keuangan, Literasi Keuangan, dan Financial Stress terhadap Perilaku Keuangan Ibu Rumah Tangga (Studi Kasus pada Ibu Rumah Tangga Kelurahan Tonatan, Kabupaten Ponorogo)



Aridho, Tasafa Al Adawiya (2026) Pengaruh Sikap Keuangan, Literasi Keuangan, dan Financial Stress terhadap Perilaku Keuangan Ibu Rumah Tangga (Studi Kasus pada Ibu Rumah Tangga Kelurahan Tonatan, Kabupaten Ponorogo). S1 thesis, Universitas Muhammadiyah Ponorogo.

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Abstract

This study aims to determine the influence of financial attitudes, financial literacy, and financial stress on the financial behavior of housewives in Tonatan Village, Ponorogo Regency. The data used in this study are primary data. The population of this study consists of all housewives in Tonatan Village, Ponorogo Regency. The sampling technique used was purposive sampling. The data collection method employed was a questionnaire. The data analysis tool used was multiple linear regression analysis with the assistance of SPSS 25. The results of the study indicate that financial attitudes and financial literacy have a positive and significant effect on financial behavior, whereas financial stress does not have a significant effect on financial behavior. This study also shows that financial attitudes, financial literacy, and financial stress simultaneously have a significant effect on the financial behavior of housewives. It is hoped that this study will provide insights for homemakers regarding the importance of having a sound financial attitude and adequate financial literacy in managing family finances, so that they can adopt wiser financial behaviors, improve their financial well-being, and make sound financial decisions.

Dosen Pembimbing: Rapini, Titi and Wahyuningsih, Dwi Warni | 98377416422301221, 4742764665231052
Item Type: Thesis (S1)
Uncontrolled Keywords: Sikap Keuangan, Literasi Keuangan, Financial Stress, Perilaku Keuangan, Ibu Rumah Tangga.
Subjects: H Social Sciences > HG Finance
Divisions: Faculty of Economic > Department of Management
Depositing User: Tasafa Al Adawiya Aridho
Date Deposited: 08 Sep 2026 01:36
Last Modified: 08 Sep 2026 01:36
URI: https://eprints.umpo.ac.id/id/eprint/20422

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