The Influence of Sharia Compliance, Risk Perception and Service Qualityon the Trust and Loyalty of Islamic Rural Bank Customers in Indonesia

This study investigates the effect of Sharia compliance, risk
perceptions, and service quality on the trust and loyalty of customers
of the Islamic Rural Bank Customers. The sample consisted of 100
customers from four Islamic Rural Banks in Indonesia. The analysis
was carried out with a factor based structural equation model. It was
found that Sharia compliance, risk perception and service quality
significantly influences customer trust and Sharia compliance and risk
perception affects customer loyalty. Service quality has no significant
effect on customer loyalty. These findings suggest that Sharia
compliance with risk perception and service quality are important
determinants of the trust and loyalty of Islamic Rural Bank customers.