PENGARUH PENGGUNAN UANG ELEKTRONIK, GAYA HIDUP DAN PENGENDALIAN DIRI TERHADAP PERILAKU KONSUMTIF MAHASISWA INSTITUT AGAMA ISLAM NEGERI PONOROGO

ABSTRACT
Ferarenanda Ferdayanti, NIM 20420671, Development Economics Study Program, Faculty of Economics, Muhammadiyah University of Ponorogo, Thesis: "The Influence of the Use of Electronic Money, Lifestyle, and Self-Control on the Consumptive Behavior of Ponorogo State Islamic Institute Students."
This research is intended to be able to see partially and simultaneously whether the consumer behavior of Ponorogo State Islamic Institute students is influenced by the use of electronic money, lifestyle and self-control. The population in the research were students from the Ponorogo State Islamic Institute consisting of the Sharia faculty, Islamic Economics and Business Faculty, Tarbiyah and Teacher Training Faculty, Ushuludin, Adab and Da'wah faculties with the criteria of students using electronic money, students aged 19-30 years. The number of samples using the Slovin formula was 100 respondents using the nonprobability sampling method. The analytical method used is descriptive analysis and multiple regression analysis using the SPSS application program. The results of the research and analysis show that partially the variables use of electronic money (X1) and Lifestyle (X2) have an influence on the consumptive behavior of students at the Ponorogo State Islamic Institute, while the Self-Control variable (X3) has no effect on students at the Ponorogo State Islamic Institute. Then it simultaneously shows that the variables of electronic money use, lifestyle and self-control influence the consumer behavior of Ponorogo State Islamic Institute students.
Keywords: Use of electronic money, lifestyle, self-control, consumer behavior